Tag: poll

Living Paycheck to Paycheck

March 1, 2014

paidI just read a post from an expert financial blogger, G.E. Miller of 20somethingfinance. He discusses the recent results from a nationwide based study where the FINRA Investor Education Foundation states that only 41 % of americans who responded to this report are spending less than they earn! (seriously?). Just over a third (36%) spend their income, and 19% are spending more than their income! Continue Reading

Savings = greater happiness

February 14, 2014

big-smileDid you read the recent interesting Ally study results saying that it isn’t necessarily the salary that you can earn but rather your savings that can really affect your levels of happiness?

If you would like to read in a little more depth I found a nice discussion on the topic here.

OK, so overall such a survey didn’t appeal to my rigorous scientific standards. However,  the gist of it is that Continue Reading

Ramp Up Those Savings!

January 28, 2014

brownpiggybankWhat would you do if you won the lottery right now and became financially free? Would you work less, travel more, move to another part of the country or an entirely different country? Maybe engage in charity work or educational activities? Become become an excellent suffer (yes, I live in SoCal) or just lounge at the beach?

Assertively pursuing your financial independence allows you to achieve these types of life goals, rather than give them up, and hopefully get to them much more rapidly! So how can you achieve this? Well clearly it is earning more and/or spending less, and maybe somewhat surprisingly, it’s the spending less that really acts as the turbo charge in this equation. Continue Reading