Month: March 2014

Free Credit Report # 3 – Credit Sesame

memoCreditkarma and Discover card can both give you your credit score based on tracking your TransUnion credit report. However, you can also sign up to another free service, Credit Sesame, which will instead monitor your Experian credit report daily, and send you an email alert if changes occur with this. (This site also seems like a good place to get offers for credit cards, home mortgages, etc, etc). Continue Reading

Learn a Language for Free

globeLearning a language can be a lot of fun, apparently is good for keeping your brain healthy, through helping prevent dementia and Alzheimer’s disease. It can also be an enjoyable and frugal hobby.

I have started learning Spanish, which I am pretty terrible at, but hopefully I’ll improve rapidly. You can start learning the language for free from a couple of sites that I have found so far. Continue Reading

Free Stuff – Free Fruit

Fruit1I stumbled across this site in my search for free stuff (before you acquire stuff you should always ask if you need it, however free food is pretty easy to convince yourself about!) Continue Reading

Free Credit Report #2 – Discover Card

1325432106I recently acquired a Discover credit card for a number of beneficial reasons, but just wanted to briefly highlight that it also gives you credit score for free every month.

Perhaps an advantage over CreditKarma is that it is actually a FICO score, which in this case is based on data from TransUnion. It’s still not perfect Continue Reading

Living Paycheck to Paycheck

paidI just read a post from an expert financial blogger, G.E. Miller of 20somethingfinance. He discusses the recent results from a nationwide based study where the FINRA Investor Education Foundation states that only 41 % of americans who responded to this report are spending less than they earn! (seriously?). Just over a third (36%) spend their income, and 19% are spending more than their income! Continue Reading