2017 Family Expenses
January 3, 2017
It seems common for financial bloggers to submit their incomes and living expenses for the world at large to see. I thought I would give it a go, with some concerns, as hopefully the wider world can give my family and I some ideas to reduce our expenses further and achieve financial independence much sooner than we currently can. OK, so here goes, our predicted expenses for 2017 are: Continue Reading
1 million dollar savings goal
January 2, 2017
OK, so building on yesterday’s 2017 New Year’s resolutions, I thought I would publicly add in my savings goal for financial independence. My immediate goal is one million dollars!! Wow, ouch, OMG or other suitable words and phrases come to mind when thinking about this amount of money. Also, why 1 million (in today’s money)? Well, this will allow me to live on a 4% dividend rate comfortably, without having to work again out of necessity. I have a few ideas and plans I am implementing to reach this huge amount of cash and they are: Continue Reading
2017 Frugal Resolutions
January 1, 2017
Another year has flown by and now it is time to make frugal resolutions for 2017. What are your goals, pay down debt, massive accumulate savings, generate passive income or perhaps even retire (early) this year? OK, so perhaps my main frugal habit this year is minimize my taxes (legitimately – the way the government wants you to do) so as to maximize my savings rate. How am I going to go about this, well I will: Continue Reading
Demystifying Car Insurance: Determining Your Ideal Coverage
December 28, 2016
Car insurance is an important investment that protects you and your vehicle on the road. However, with so many different policies and coverage options available, it can be overwhelming to figure out what type of car insurance is right for you. Determining your ideal coverage can seem like a complicated process, but it doesn’t have to be.
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Budget-friendly Holiday Fun: Frugal Ways to Keep Young Kids Busy During Christmas Vacation
December 21, 2016
The holiday season is a time of joy and excitement but can be stressful when you have young children at home during Christmas vacation. Keeping your kids entertained during the break can quickly become expensive, especially when you consider all the gifts that need to be purchased. However, there are many budget-friendly activities you can plan that will keep your kids occupied and happy without breaking the bank. From indoor crafts and games to outdoor adventures, there are plenty of frugal ways to keep your kids busy during the holiday season.
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Breaking Free: Why Financial Independence Trumps Keeping Up with the Joneses
December 14, 2016
In today’s society, we are bombarded with messages telling us what we should have and how we should live our lives. Keeping up with the Joneses has become the norm, and many of us find ourselves trapped in a cycle of consumption that is difficult to break free from. However, the truth is that financial independence is the key to a happy and fulfilling life. Breaking free from the pressure to keep up with others can be liberating and lead to a more fulfilling and prosperous life.
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Unlocking Financial Freedom: How a Better Credit Score Leads to Better Finances
December 7, 2016
Your credit score is one of the most important numbers in your life. It can dictate whether or not you are able to secure a loan, rent an apartment, or even land your dream job. A better credit score can lead to better financial opportunities and ultimately, financial freedom. With a good credit score, you can secure lower interest rates, better loan terms, and higher credit limits.
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Mastering Personal Finance: The Key to Financial Freedom and Independence
November 28, 2016
Money matters can be stressful and overwhelming, whether you’re struggling to make ends meet, looking to build wealth for the future, or just trying to manage your finances more effectively. But mastering personal finance is the key to achieving financial freedom and independence. By taking control of your spending, saving, and investing, you can build a stable financial foundation that will help you achieve your goals and live the life you want.
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Taking Control: Becoming the Savior of Your Finances
November 21, 2016
Finances can be a tricky subject for many people. From balancing bills to managing debt, it can seem like there’s never enough money to go around. If you’re stressed about your financial situation, you’re not alone. But the good news is that you can take control of your money and become the savior of your finances. With a little bit of effort and a lot of determination, you can turn your financial situation around and start living the life you want.
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Composting 101: Expert Tips for Creating Rich, Nutrient-Packed Soil
November 14, 2016