Purchasing a house is one of the most significant investments you’ll make in your lifetime. However, before you start browsing through real estate listings, it’s essential to understand how much house you can realistically afford. Many factors go into determining how much you can afford, such as your credit score, income, debt-to-income ratio, and savings. It can be overwhelming and confusing, which is why we’ve put together a comprehensive guide to breaking down the numbers and understanding how much house you can afford.