10 Clever Ways to Start the New Year by Finding Extra Money
January 14, 2016
The new year is a time for new beginnings, and what better way to start fresh than by finding ways to save money? It’s not uncommon to feel that your finances are stretched thin after the holiday season, but there are always ways to make some extra cash. Whether you’re trying to pay off debt, save for a big purchase, or just want to build your savings account, these clever tips will help you find extra money in the new year.
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Staying Frugal with a New Baby
January 7, 2016
OK, so you’re about to have a baby, and you are worried about the potential huge cost of having a child. Well first of all, congratulations!! Secondly, don’t worry, as you don’t have to spend nearly as much as you may think. You can give the baby everything he or she needs and more, without breaking the bank or stepping away from a frugal mindset. When we were shopping for items for our first child I was amazed by some of the (needless) expenses and how virtually every item for a child has an expensive designer brand. There is no need to go designer, safe yes, but designer no, as I don’t think my baby cares in the slightest if he is wearing the latest designer label! Continue Reading
Budget-Friendly Fun: Creative Ideas to Save on Entertainment Costs
January 7, 2016
Keeping yourself entertained on a budget can be a challenge, especially in today’s world where everything seems to come with a price tag. However, it is still possible to enjoy your leisure time without breaking the bank. You just need to be a bit more creative.
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Frugal Strategies
January 1, 2016
Ok, so you want to get out of debt, or perhaps you want to build up a healthy savings reserve or even better yet, you want to gain financial freedom rapidly. A key ingredient to achieve any of these is to have a solid plan in place that contains key strategies to help you achieve your overall goals. Here are some tips from the Frugal Prof, to make your money saving goals for 2016 a reality: Continue Reading
Mastering the Art of Efficient and Affordable Shopping on Amazon
December 28, 2015
Amazon is the go-to online store for millions of shoppers worldwide. With its vast selection of products and unbeatable prices, it’s no wonder why Amazon has become a household name. However, with so many options available, it can be overwhelming and difficult to find the best deals and savings. That’s where mastering the art of efficient and affordable shopping on Amazon comes in.
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Unlocking the World: Mastering Credit Card Rewards for Free Travel
December 21, 2015
Who doesn’t love to travel? Seeing new places, immersing yourself in different cultures, and creating unforgettable memories are some of the best things about traveling. However, the cost of travel can be daunting. Fortunately, credit card rewards programs can help you unlock the world and travel for free. By mastering credit card rewards, you can earn points, miles, or cashback that can be redeemed for free flights, hotels, and other travel-related expenses.
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The Magic of Compound Interest: Unlocking Financial Growth
December 14, 2015
Have you ever heard the phrase “time is money”? When it comes to investing, this couldn’t be more true. The earlier you start investing, the more time your money has to grow. Compound interest is the secret behind financial growth. It is the interest earned on both the principal amount and the accumulated interest from previous periods. Essentially, it is interest on interest. This magic formula can help you grow your savings exponentially over time. But, the power of compound interest is often underestimated or misunderstood by many.
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The Truth About Debt: Why All Debt Carries Risk
December 7, 2015
Debt can be a daunting subject for many people. While it can be a useful tool for achieving financial goals, it can also be a slippery slope, leading to financial ruin if not managed correctly. With so many different types of debt available, it can be difficult to understand the risks involved and how to manage them.
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3 Tips to Save on Baby Stuff
December 1, 2015
Yes, Frugal Prof has gone baby centric due to the arrival of our little one, and wow, I find myself smiling all the time! I’m learning on how to be frugal while having a new baby in the house, and I’m happy to share a couple tips on how to stay frugal with a baby. Here is what I have recently learned: Continue Reading
Navigating Parenthood and Financial Independence: Is it a Balancing Act?
November 28, 2015