Category: Lifestyle
Brown Bag It
February 1, 2014
One way is to bring lunch to work, for starters it can certainly be much tastier than the offerings you can get from many a canteen or food court. Moreover, you can keep to any organic, vegetarian and/or minus food allergen type of diet of your choosing much easier.
At $10 a lunch, for 5 days a week for 1 year is $2400, assuming 4 weeks vacation. Clearly $24,000 over ten years is nothing to be sniffed at Continue Reading
Ramp Up Those Savings!
January 28, 2014
What would you do if you won the lottery right now and became financially free? Would you work less, travel more, move to another part of the country or an entirely different country? Maybe engage in charity work or educational activities? Become become an excellent suffer (yes, I live in SoCal) or just lounge at the beach?
Assertively pursuing your financial independence allows you to achieve these types of life goals, rather than give them up, and hopefully get to them much more rapidly! So how can you achieve this? Well clearly it is earning more and/or spending less, and maybe somewhat surprisingly, it’s the spending less that really acts as the turbo charge in this equation. Continue Reading
Why Frugality?
January 21, 2014
OK, so the question of why frugality could easily turn into a very long winded and potentially quite boring essay, which I will try my best not to do!
To keep it relatively short, I see three major reasons for embracing frugality, where each of these are clearly intertwined. The first is financial independence. At a time when many people are worried about how they will get by in retirement, a very sad state of affairs, would you instead like to still be working, but knowing that you are already financially free? Continue Reading
Did You Invest or Consume in 2013?
January 3, 2014
2013 was a surprising year for the stock market, posting an approximate 30% increase in the stock market! Moreover, house prices also increased at a little over 10% or so for the nation as a whole. These are really significant numbers for gaining wealth!
During raging bull markets it is best not to consume, but rather Continue Reading