Frugal Apps – Gas Buddy

petrol-pumpI’m a big fan of using your bicycle when you can, it gets you in shape, is far better for the environment and will save you a ton of cash as a form of transportation. However, if you need to take the car then gas buddy is a great free app for your smart (hopefully frugal) phone.

With a simple to use interface Continue Reading

Free Credit Report # 4 (But Not Credit Score)

office-notesFree stuff is great, and now you can get your credit report for free from the 3 major bureaus, Equifax, Experian and Transunion,  through a government sponsored program at annualcreditreport.com.

Remember that this is not your credit score Continue Reading

Why Are You Not Rich?

dollarsAre you financially free or even rich? If not, what’s stopping you?

Well, perhaps the main reason is that you may be living like you are rich already, and so hopefully, reading this blog will improve your financial savvy. The following is a list of major traps that can confine you to many years as a financial slave in the rat race, so avoid or escape these as soon as you can: Continue Reading

Use The Internet For Free Music

headphones-greyAs part of Free Stuff Category, and in case you missed it, there are multiple ways you can listen to your favorite music for free on the web.

Perhaps the most used are Pandora Radio, SpotifyGrooveshark and Slacker. Continue Reading

Free Stuff – Audio Books

equalisersVisiting your library for free books, CD’s and DVDs is a great way to entertain and hopefully educate yourself. For listening to audiobooks I have recently found two sites that look great in this regard,  by providing downloads for free: Continue Reading

The Library, An Oasis of Frugality

libraryIn reading this blog I hope to help you graduate with honors in the life skill of Frugality, in spite of the huge temptation to work paycheck to paycheck. Aiding us in the lands of consumer culture are major outposts of frugality that can be found in virtually every town, which are in the guise of the public library.

Why do libraries promote frugality? Continue Reading

Free Credit Report # 3 – Credit Sesame

memoCreditkarma and Discover card can both give you your credit score based on tracking your TransUnion credit report. However, you can also sign up to another free service, Credit Sesame, which will instead monitor your Experian credit report daily, and send you an email alert if changes occur with this. (This site also seems like a good place to get offers for credit cards, home mortgages, etc, etc). Continue Reading

Learn a Language for Free

globeLearning a language can be a lot of fun, apparently is good for keeping your brain healthy, through helping prevent dementia and Alzheimer’s disease. It can also be an enjoyable and frugal hobby.

I have started learning Spanish, which I am pretty terrible at, but hopefully I’ll improve rapidly. You can start learning the language for free from a couple of sites that I have found so far. Continue Reading

Free Stuff – Free Fruit

Fruit1I stumbled across this site in my search for free stuff (before you acquire stuff you should always ask if you need it, however free food is pretty easy to convince yourself about!) Continue Reading

Free Credit Report #2 – Discover Card

1325432106I recently acquired a Discover credit card for a number of beneficial reasons, but just wanted to briefly highlight that it also gives you credit score for free every month.

Perhaps an advantage over CreditKarma is that it is actually a FICO score, which in this case is based on data from TransUnion. It’s still not perfect Continue Reading