Month: April 2014

Free Credit Report # 4 (But Not Credit Score)

office-notesFree stuff is great, and now you can get your credit report for free from the 3 major bureaus, Equifax, Experian and Transunion,  through a government sponsored program at annualcreditreport.com.

Remember that this is not your credit score Continue Reading

Why Are You Not Rich?

dollarsAre you financially free or even rich? If not, what’s stopping you?

Well, perhaps the main reason is that you may be living like you are rich already, and so hopefully, reading this blog will improve your financial savvy. The following is a list of major traps that can confine you to many years as a financial slave in the rat race, so avoid or escape these as soon as you can: Continue Reading

Use The Internet For Free Music

headphones-greyAs part of Free Stuff Category, and in case you missed it, there are multiple ways you can listen to your favorite music for free on the web.

Perhaps the most used are Pandora Radio, SpotifyGrooveshark and Slacker. Continue Reading

Free Stuff – Audio Books

equalisersVisiting your library for free books, CD’s and DVDs is a great way to entertain and hopefully educate yourself. For listening to audiobooks I have recently found two sites that look great in this regard,  by providing downloads for free: Continue Reading

The Library, An Oasis of Frugality

libraryIn reading this blog I hope to help you graduate with honors in the life skill of Frugality, in spite of the huge temptation to work paycheck to paycheck. Aiding us in the lands of consumer culture are major outposts of frugality that can be found in virtually every town, which are in the guise of the public library.

Why do libraries promote frugality? Continue Reading